we just put a different car on the road and took the old one off, only to find that the insurance company wanted us to pay $242 a month for car insurance. Needluss to say " i flipped." considering the only car we have is a 95 neon. I thought that was outrageous!.. i mean my bf is driving farther to work but that is still insane! no wonder insurance companies have such huge profits. so today i went to the local insurance company and did a quote only to find that they would only charge us $171 a month... thats $875 saved over an entire year! so anyone that is reading this , check your insurance rates every year!

Yay today was my bf's payday!... He had an extra $50 on it ... therefore that is going in my savings account that i just opened yesterday with the 4%interest rate. along with it is the money we have saved so far:

Gas heat: $28
Bell: $4.45
Gas for the truck: $35
Rogers: $1.19
Water & sewage: $22.23
Hydro: $33.84 ( for 2 months)
Baby Expenses : $40

Plus bf's extra pay from last weekend: $30

TOTAL SO FAR: $194.71 Lets round that to $200 even.( i like round numbers)

I hope that we will have more to put into savings by the end of the month