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04/18/2007

April 18th, 2007 at 03:36 pm

I started this blog to get me more motivated to save and easily see where we stand financially!.. I would love any comments or opinions that you may have.. First let me explain how we ended up where we are now. My bf and i were dateing for awhile and then found out i was pregnant. At the time we were living with my mom in an apartment. We decided to get a house before the baby was born because we thought it would be hard to save up for one afterwards. We had to borrow money to get the downpayment. ($7000 on the credit line and $2000 from a family member.) Our house cost us $109000. We started paying on the mortgage on sept 1 2006. We moved in on july 5 and our son was born in Aug. We now pay $137.22 Weekly for the mortgage. My bf gets paid weekly so it just makes it easier. The months where there are 4 weeks we pay less then the monthly payment would be .. but the months where there are 5 weeks we pay more, but my bf also makes more. We have 3 weddings to go to .. 2 of which my bf is in the wedding party and one of which i am also a part of the wedding party. the $170 is for gifts.. we have already bought the bridal shower gift and the wedding gift for one, so that is not included. I am curious as to how well we can do! ..And the journey begins!Smile